July 15, 2011

There is no doubt that Ghana and Nigeria are the top countries for online fraud and scams, and even though most people know about the risk, scammers are far from going out of business. Criminal operations in West Africa are actually growing, and scam victims are increasing in number as well. Ghana private investigators say most people really don’t understand how sophisticated this crime has become, and it no longer takes a fool to be victim of the crime.

Online criminals have evolved and understand that victims no longer fall for the old time stories about someone dying in a plane crash leaving millions of dollars, or a major inheritance has luckily fallen in your hands. These scams are for amateurs. The new face of Ghana and Nigeria scams is rapidly changing, and scammers have reinvented themselves to avoid detection from would be victims. Even major global companies like Coca Cola or and government offices like the FBI have to be on the lookout. The reach of internet scammers conducting fraud online is worldwide, and the risk is real. Criminals are now using domains and email addresses that appear to be from business or government addresses, and authentic looking documentation and passports are being used to gain the victim’s trust. Furthermore, scammers in West Africa may even have a phone number in New York or London, where they make and receive calls, appearing to be in that countries. They talk the talk and know the industry lingo. They’ve done their homework, and are quickly learning what it takes to steal your money. It’s becoming harder to screen for fraud and to verify the facts, and often times individuals and business turn to a professional investigator.

Criminals rarely ask for money or payment for service or shipment until trust has been established. Surprisingly, this trust building process can last up to a year or even more, until they are certain that their victim is ready. This is when a contract, business deal, or investment will be agreed upon, and the Ghana criminal will ask for initial payment. Or, if it’s a personal relationship, an emergency will suddenly strike, or the scammer will ask for money to help with travel expenses to visit the client. The list goes on and on, as scammers earn a living through their creativity. A West Africa scammer might have a London address, London phone number, and British accent, and ask for funds to be sent to London, and he or she will provide the goods or services next week, they say. How could this possibly be a Nigerian or Ghana scam case? Simple. Internet criminals now have accomplices throughout the developed world, and such criminals are often in the U.S. or U.K. as illegal, undocumented immigrants. These are criminal organizations with global reach.

Con artists are professionals and they can falsify all kinds of documents: passports, visas, letters from the migration service or international revenue service or any police department or gold export permits, etc. The truth is that most of these documents have been stolen or even created using false or stolen credentials. In other words, a falsified birth certificate and personal data can be used to create a real government issued passport. It gets complicated? How can you be sure you know who you’re dealing with, and that the identity of the person truly matches the documentation and that all facts are verified? In most cases, it takes a professional Ghana background check service to verify the individual and details, and screen for fraud.

Ghana is a growing and developing economy and will soon become a middle income nation. It welcomes international commerce and investment, and the country is rich in natural resources, precious metals and gold. With gold prices approaching $1600 USD per ounce, Ghana gold scammers are working overtime. With online dating more popular than ever, scammers are quickly setting up profiles on major match-making sites. Be safe. Verify first.

All the best,

S. Birch
© 2011 S. Birch

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Posted by the Investigators

This copyrighted article was written and published by the editor and site author, S. Birch, or other guest private investigator, expert or contributor as stated.


  1. How can anybody help with the investigation of these fraudulent.I am a victim.I want to understand how these people think and help nab them.

    A guy called me with a uk line 0044703596487 , by the alleged name Francis Badiaku .He requested for architectural services.He was a Ghanaian and sounded purely like one.He made me trust him that i would do some architectural design for him back home here in Ghana.I thought he might have found my number on my blog.http://gabochie.blogspot.com .I didnt think that he could be a fraudster as i am alway ready to do my job and make some money....A few weeks later i found myself deeply involved with him on some product deal.A product apparently from Kenya, Ukunda...called Fish Charm Diet...He said it had become so scarce in the company he work for in the Uk and that the captain of the vessel wanted it so bad.He gave me the source in Ghana where he had been tipped off that he could get some.By the time I got the sample of the product and started verifying ,I had lost 700 POUNDS plus.I ended up losing so much of my savings to him.

    He seems to be working with Ghanaians right here.And he sounds very religious.

    I have the numbers of the people he seem to work with.I could tell some to be Nigerians and even some local Ghanaians right here. If you need me to do anything , I will be glad to help.

    The unfortunate thing in my country is that no law eforcement agencies seem to be doing somthing about theses fraudulent activities.The situation seem so hopeless.Gosh!

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